If you are filing for bankruptcy, you might have a long and complex process with loads of room for error. Thankfully, choosing a bankruptcy lawyer can make the process easier, as they will help you through every step and can supply you with all the documentation you want to document your case. <!–More–>
Unfortunately, because the requirement for bankruptcy attorneys has increased, so has the variety of unprincipled and corrupt attorneys who wish to exploit your need for qualified, fair representation for a reasonable fee. So if you’re contemplating filing for bankruptcy, there are numerous things you must keep in mind that will help you find a great bankruptcy lawyer.
Don’t Fall Prey to Promises of “Discounts”
Many bankruptcy attorneys claim to document your case for $700 or not, or will quote unrealistically low fees which may seem attractive – but they do not allow you to know that their first quote does not include the $306 court filing fee. Furthermore, their impractically low quote might not even apply to you – there are several exceptions that you might fall under, in which case you won’t get the quoted discount when filing for bankruptcy. As an example, the fee may only apply to single filers, not married couples, or to people with a minimum quantity of debt (e.g. $10,000-$15,000) and no resources. Before you know it, the discounted quote only applies to a small percentage of filers!
If these unscrupulous lawyers lie to you in the start, why would you trust them to handle your case? Whichever bankruptcy lawyer you choose to utilize, you must always do your research before filing for bankruptcy. How long has that company practiced law? How many satisfied customers do they have? Which sort of service will they provide you? Start looking for a full-service law firm capable of more than just representation in court – this means they will help you figure out which chapter of bankruptcy is right for you, and they will take care of the complicated paperwork, accompany you to creditor meetings and will ultimately simplify the filing procedure. Learn more about what you have to look forward to life after bankruptcy. For further information, visit us on Bankruptcy Attorney in Marysville
Bankruptcy Specialization and Certification
Although a lot of lawyers provide representation to clients filing for bankruptcy, it is better to hire a lawyer who specializes in bankruptcy, instead of an attorney who practices law in various different areas. Lawyers who specialize primarily in bankruptcy will have the ability to supply you with the experience and expertise that attorneys specializing in a large number of areas cannot.
Furthermore, before hiring a bankruptcy attorney, you must be certain the individual has earned certificates by accredited institutions to back up his/her claims of experience -for example, they need to be certified by the American Bankruptcy Institute or a member of the National Association of Consumer Bankruptcy Attorneys, demonstrating bankruptcy experience and the ability to remain current with changes in bankruptcy law.
Consider the Size of the Law Firm
When picking a bankruptcy law firm, bigger is not necessarily better -there are a few drawbacks to working with a larger law firm, such as higher fees and lack of personal attention. On the other hand, smaller companies may be more careful to walking you through the process of filing for bankruptcy, nonetheless, the lawyer’s workloads might be more hectic, and they may have less time to devote to your situation. Weigh the options carefully -you’re going to want to hire somebody who’s not only experienced, but they should have enough opportunity to see your case through to the most favorable conclusion -with the care you require.
Where to Start Looking for a Bankruptcy Attorney
• Online – Prior to choosing a bankruptcy lawyer, perform extensive research online, reading about the attorney’s background, associations and certificates. Pay special attention to how long that law firm or that lawyer has helped clients file for bankruptcy, learn how many instances they have successfully managed, and read any testimonials available.
• State Bar – Your state bar’s website may have referrals to reputable bankruptcy lawyers near – and they also record complaints from unsatisfied customers.
• Local Bankruptcy Court – Some regional courts may be able to refer you to qualified, well-known bankruptcy attorneys in the region.
Whichever route you opt to take, it is a great rule of thumb to not hire the least expensive lawyer available when filing for bankruptcy. This adage applies -you get what you pay for. While the fees might seem to be more economical, this person may be less experienced, or they might be tricking you with hidden costs you will have to pay later.
Use Initial Consultations
Most lawyers allow first-time customers that are filing for bankruptcy to attend a free initial consultation, which can be beneficial to both parties. During these consultations, they will determine whether they could help you and what measures you should take next. You will also get a sense of how this person communicates, and you can decide if they’re a good match for your situation.
This consultation can occur either over the telephone or on site, although in-person meetings offer you the benefit of going to the law firm and meeting with the employees. If the firm is cluttered, or when the bankruptcy lawyer seems distracted by taking lots of different calls during your interview, you will have the ability to determine if they’re the sort of people you would like to work with.
Do Not Be Afraid to Ask
During your initial consultation or on a phone call, ask the hard-hitting questions that you will need to understand – you’ve got a right to understand your attorney’s experience, how involved they will be in the situation, what their communication style is like, how much they could expect to pay, what the deadline for your case is like, and much more. Always ask -and if something looks fishy, cheap or unrealistic, it likely is. Do your homework before filing for bankruptcy, and you will get an honest, high quality bankruptcy lawyer who will represent you to the fullest.